CITIBANK STEP UP ACCOUNT

Citibank Step Up Account

You work hard. Make sure your money works harder.

Enjoy the Convenience of a Checking Account with CITIBANK® Step up Account

Citibank Step Up Account is designed to grow your interest earnings, while giving you all the convenience of a current account.

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Enjoy the Convenience of a Current Account with CITIBANK® Step up Account

CITIBANK STEP UP ACCOUNT

Citibank Step Up Account is designed to grow your interest earnings, while giving you all the convenience of a current account.

Benefits
  • Free Citi Debit Mastercard® to make purchases at merchants and access to around 12,000 ATMs in Vietnam and more than 2 million ATMs worldwide.
  • Enjoy immediate fund transfer with Citi Mobile and Citibank Online anytime and anywhere.
  • Free Citi Alert, CitiMobile, Citibank Online and CitiPhone services.
  • Electronic Statements via email - you will never lose your statement again.
Step up account
  • Monthly combined statement available.
  • Interest paid monthly, computed and accrued daily.
  • Online fund transfer up to VND 500.000.000 or equivalent.
FAQs

Yes, the Citibank Step Up Account can be accessed via Citibank Online and Citi Mobile.

Accordingly to the Circular 14/2017/TT-NHNN, about methods on calculating interest on depositing and credit extension transaction between credit institution and customers, Citibank will apply the below interest calculation methods for both Term deposit and Super account/Step up account.

1. In case the number of days in maintenance period of the actual balance is one (01) day, the following reduced formula will be used for interest calculation:

2. In case the number of days in maintenance period of the actual balance is more one (01) day, the following reduced formula will be used for interest calculation:

REQUIREMENTS
* Required documents for Vietnamese (one of these following):

National ID
Citizen ID
Passport

* Required documents for Foreigner:

Passport and one of these following document (within validity): Visa/ Visa exemption/ Tempory residence card.

How to Close Account

Customer submit Account Closing Request at Citibank N.A., Vietnam branches.

Customer may close an account at any time, subject to any specific terms and conditions of that account.

Citibank reserves the right to close inactive account which has zero (0) balance and has no activity within the last sixty (60) consecutive days (exclude any charges/fees/interest… being initiated by Citibank) provided that reasonable notice in the circumstances has been given to customer.

Citibank may also suspend the operation of an account or close it if customer breaches the set out terms and conditions of account or the terms and conditions of any other services provided by Citibank, or if customer breaches applicable law or regulation in connection with the operation of an account and payment activities relating to account.

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Disclaimer

Fees and rates can be revised at any time based on market condition or at Citibank's discretion.